Carol Bradley WilliamsThe FHA publishes a list of approved appraisers for each state - Carol Bradley Williams is on the roster of approved appraisers for TX. This indicates that we are qualified and approved by the FHA to do appraisals for property loans underwritten by them. A certain amount of the periodic training our staff at Carol Bradley Williams completes deals exclusively with decoding the FHA's documentation and their rules and procedures. If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are designed to benefit low-to-moderate income buyers help meet credit expectations if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly useful to those consumers with less accumulated cash. |